Кредит на карту. Кредит онлайн

How to get a loan online on a card quickly and on favorable terms?Online credit cards are very popular in Russia, as they allow you to get money in just a few minutes. Another important advantage is their convenience: this format makes it possible to get a loan without having to go to the bank, wait in line and communicate with the manager. Moreover, a loan on a card can be ordered even without a computer - it is enough to have a mobile phone with an application installed on it. Thus, this type of loan allows the borrower to take out a loan without leaving the couch.Nowadays, quite a lot of credit organizations (MFIs) issue loans to the card. However, the conditions for obtaining such loans and the requirements for creditors for these firms may differ according to a number of criteria. The main among them are the interest rate per day (on average, it ranges from 0.77% to 1%), the deadline for lending, the minimum and maximum possible loan amount, etc. Before applying for a loan on a card, you should carefully read the list of documents requested by the MFI and other requirements. For example, it is known that it is difficult to get loans on a card on a virtual or non-named bank card.The minimum loan term is 62 days.The maximum return period is 365 days.The minimum loan rate is zero %.The maximum interest rate (APR) is 36 percent per annum.One of the options for an example:Suppose a loan on a card of 30 thousand for 1 year (three hundred and sixty-five days):The annual loan interest is 0.538% per day. The total cost of the loan (TCP) is 36% per annum.The amount of interest for 365 days accrued for the loan will be 10 thousand 800 rubles.The amount to be returned is 40 thousand 800 rubles.Interest on a loan in case of delay for 10 days - 1668 rubles.So, how to choose the best credit institution where you can get loans on a card without any difficulties and long consideration of the application. To do this, it is enough to use the services of the service “Loans. Credit card” - a handy application with a lot of useful features and a clear interface. Our users have access to an extensive list of reliable Russian MFIs, each of which was carefully checked by the service specialists before being added to the catalog.By choosing an organization that issues loans to the card, you will see a detailed list of information about their lending conditions. The main ones include the interest rate, the amount of the loan and the term of its repayment. Additional data is also available here, which may also be of interest to potential lenders. For example, the ways in which you can get a loan and repay loans on a card, the time period for considering an application and transferring funds. An equally important criterion is the amount of overpayment for a loan - this parameter is also included in the application interface.Service “Loans. Loan to card” allows you to find MFIs that meet other criteria. For example, options with instant consideration of an application, the ability to pay loans to a card of a certain payment system (Visa / MasterCard / MIR), low requirements for the borrowers credit history, etc. In addition, those who wish to apply for a loan on a card can always get acquainted with the reviews and ratings of other users about the selected organization. With our application, you will be able to easily and quickly collect the necessary information to successfully get a loan on the card.